asset allocation

Compound Interest Explained

It’s a powerful way to grow your money over time. So much so, Einstein described it as the eighth wonder of the world! How is it so powerful?…

Your Personal Saving Allowance

You have a 'Personal Savings Allowance' or PSA, which means you can earn interest - from savings, loans - such as peer-to-peerorbonds- tax free up…

Income Tax Bands

The first £11,850 you earn is tax free, the UK Gov call this you 'Personal Allowance'. After this, tax is appiled in bands and increases as…

Inheritance Tax

Inheritance tax kicks in when an inviduals estate, aka all their valuables added up- think: home, savings, investments, car, business ownership, .... iswo…

Guide to Bonds

Bonds usually pay better than saving accounts and, asan investment, they are labeled 'lower-risk. They are a longer-term investment however it may be…

Guide to Stocks & Shares

​When you invest in a company you own a small piece of thatcompany and when they do well so do you. That small piece is called a share and if you own sh…

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